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Summit Home Mortgage, Inc. specializes in Maryland residential mortgage lending. Summit Home Mortgage, Inc. serves all counties in Maryland on a local personal level. You get the kind of local service you expect from a local lender with the product offering and programs of a national brand.
Buying a home or refinancing is a big decision. You can count on us to find the most competitive mortgage program for your specific needs.
Call us for a quick no hassle quote. You deserve local service in your neighborhood. We are always willing to meet with you in your home on your terms at your convenience. Service is the first thing on our mind. Get the convenience and trust you deserve from dealing locally with one of our Maryland loan specialists. As long time Maryland residents our mortgage consultants have knowledge of the communities and details to get your mortgage deal to the closing table fast. Many lenders and brokers have come and gone over recent years and we pride ourselves on a solid business foundation. Summit Home Mortgage, Inc. has been serving customers since 1992. Need a local expert who wants to provide you local service then Summit Home Mortgage is your solution. Your satisfaction is the cornerstone of our success. We get the job done right and strive to exceed your expectations every day. Give us a call and find out why our programs and rates are the best in the industry.
Buying a new home doesn't have to be source of anxiety, frustration dealing with the wrong lender. It should be a huge sense of accomplishment and create peace of mind when done correctly. You spend all the time finding the perfect home and you deserve a mortgage lender to help you get into it as quickly and easily as possible. Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
How the Mortgage Pre-Approval Process Works...
Whether you are looking for a maryland home mortgage to purchase your first home or seeking to refinance your existing home the steps in the process is simple:
- Have a brief phone call gather the basis information and evaluate your needs and unique situation.
- We submit the information you provide into our state of the art Fannie Mae and Freddie Mac's automated approval systems to get you "pre-qualified" while simultaneously seeking in real time the lowest interest rates possible from many of the largest mortgage banks in the nation. We are a direct lender and have the ability to shop, underwrite and close your loan through Summit Home Mortgage, Inc. we also have the ability to broker your loan to many other banking institution and lenders to give you the best of both worlds when shopping for the lowest possible rate.
- We call you back promptly to discuss all you options and answer any questions you may have about the mortgage programs that fit your needs.
- We are glad to meet with you in person or at our office or any other mutually convenient location you prefer. We will take the time necessary to explain the loan application, documents and product offerings. We go over all your options and help you decide on the best program to meet your needs.
- Once you make a decision to move forward with a formal application we will gather the needed documentation and prepare your application for underwriting submission. Income, Identity and Employment information are examples of the kind of data we gather.
- We submit to the underwriting department for approval. It takes less than 48 hours for our Summit underwriters to formally approve your loan application.
- Once your loan is formally approved the closing documents are prepared and delivered to the settlement company handling the title services required for your loan and we schedule a closing appointment to formally complete the loan process.
- We'll see you at closing in your home or our office or any other mutually beneficial location "perhaps the realtor's office whichever is more convenient. As always we will make you comfortable and knowledgable of all the elements of the transaction and avail ourselves to answer your questions and guide you through the entire process start to finish with one goal in mind... your satisfaction!
Summary:
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!
Please navigate our web-site to learn more about us, what we do for you, and how easy it is to get started.
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